Licenses

The information below represents the state licensing status compliance for Cedars Business Services, LLC.

State	License Number
ARIZONA	CA-0922469
ARKANSAS	4862
CALIFORNIA	10866-99
COLORADO	994130
CONNECTICUT	CCA-959560
DELAWARE	2012607359
DIST. OF COLUMBIA	400315901537
FLORIDA	CCA9903082
HAWAII	COLA-674
IDAHO	CCA-10005
IL - CHICAGO	2528577
ILLINOIS	17.021656
INDIANA	959560
MAINE	DCL10994
MARYLAND	6493
MASSACHUSETTS	DC959560
MICHIGAN	2401002811
MINNESOTA	40306943
MONTANA	959560
NEVADA	CAD11265
NEW JERSEY	954-622-272/000
NEW MEXICO	2033
NEW YORK - CITY	2053981-DCA
NORTH CAROLINA	119506266
NORTH DAKOTA	CA103055
OREGON	CA49628
RHODE ISLAND	20234556DC
TENNESSEE	1713
UTAH	8391549-0131
WASHINGTON(2)	602-941-128
WEST VIRGINIA	2289-2024
WISCONSIN	692
WYOMING	CAB1628

Refund Guarantee for Fixed-Fee Collections

Refund Guarantee for Fixed-Fee Services

Where the Client utilizes the Fixed Fee Collection services in accordance with the Terms and Conditions, the Agency provides the Client with a refund guarantee (“Guarantee“). Under the terms of this Guarantee, the Client will receive a refund of the total purchase price paid for the Fixed Fee Collection services (as specified in the Client Intake), less any amounts remitted from recovered funds, if applicable. The Guarantee is subject to the following terms:

1. Client Warranties, Representations and Placement of Accounts:

1.1. Client warrants and represents the accuracy of the accounts placed for Fixed Fee Collection. This includes, but is not limited to, Account holder’s full name, last known address, last known telephone number, account number, exact last payment date, exact date of delinquency, the exact principal balance, and the applicable interest rate(s), if any,

1.2. The maximum extent of delinquency on any Account, in no event, shall exceed six (6) months for Accounts being placed in Fixed Fee Collection,

1.3. Client warrants that the Accounts submitted are not currently subject to legal, regulatory proceedings, or audits, in any legal proceeding or government investigation at the state, federal, or local level, related to matters such as bankruptcy, insolvency, trusteeship, or receivership. Furthermore, the Client warrants that the placement of any Accounts will not be in breach of any applicable federal, state, or local laws and regulations or any contractual obligations it may have with any third-party, and

1.4. All Accounts placed with the Agency must be in United States Dollars (US$), and Client shall be solely responsible for any fluctuations in forex rates and informing the Agency of such variations. Client shall indemnify and hold harmless the Agency on any claim or dispute by an Accountholder, resulting from variation in amounts due to a fluctuation in forex rates.

2. Minimum Balance:

Any Account placed with the Agency shall not have a principal balance of less than US$100.

3. Exclusions of Guarantee:

The Guarantee provided for herein shall not be applicable if:

3.1. The Guarantee shall not apply where 5% or more of the Accounts, placed with the Agency for Fixed-Fee Services, result in disputes from Accountholders, email bounce backs, and other issues on deliverability, or any information provided is found to be inaccurate, or

3.2. If the services provided under these Terms and Conditions are terminated by either Party.

4. Account Closure on Letter Undeliverability and Returns:

4.1. Where a collection letter sent to an Accountholder returns or is undeliverable for any reason, the Agency may close the Account at its sole discretion.

4.2. Where an Account is closed under Clause 4.1, the Agency shall only make further efforts if the Client re-engages the Agency’s Fixed Fee Services on those Account(s) at the then-applicable rates.

5. Refund:

If we (the Agency) can’t collect enough money on your accounts to meet our guarantee, we’ll refund you (the Client) the difference between what you paid us and what we were able to collect.

Standard Rates

35%

Applies to All Consumers (B2C) Accounts

International (Cross-border)	35%
Legal (Pre-authorized)	50%
Out of Business	50%
Judgements	50%

Claim Value	Rates
$50,000+	20%
$5,000 - $49,999	25%
$1,000 - $4,999	35%
Under $1,000	50%

International (Cross-border)	35%
Legal (Pre-authorized)	50%
Out of Business	50%
Judgements	50%
Over 1 Year Old*	50%

Discounted Rates

25%

Applies to All Consumers (B2C) Accounts

International (Cross-border)	30%
Legal (Pre-authorized)	40%
Out of Business	40%
Judgements	40%

Claim Value	Rates
$50,000+	15%
$5,000 - $49,999	20%
$1,000 - $4,999	25%
Under $1,000	30%

International (Cross-border)	30%
Legal (Pre-authorized)	40%
Out of Business	40%
Judgements	40%
Over 1 Year Old*	40%

Licenses

Licenses

The information below represents the state licensing status compliance for Cedars Business Services, LLC.

Pages

Services

Company

Contact

35%

25%